Step One...Check!!

That's right, the paperwork is signed, notarized, and in the mail!!  We went to the bank Saturday morning and signed the Holt agreement.  The lady who notarized our paperwork was so sweet and wished us "the best of luck".  Our application has been filled out since earlier in the week.  We also had to send in a picture of ourselves and our home as well as our last three years of tax statements.  And of course, our first check.  Can't wait for the piles of paperwork to start coming our way.  I don't think I've ever looked so forward to paperwork!  :)